Payment Method

Payment Methods 💳

Every convenient way to pay — secure, with no extra charges at checkout.

✅ No extra charges at checkout

No extra charges at checkout for any payment method — card, Tabby, Tamara or cash on delivery.

In plain words: the price you see is the price you pay, whether you pay by card, Tabby, Tamara or cash on delivery. The payment-gateway fee only matters if you cancel an order paid by card, Tabby or Tamara, or return it for change of mind — gateways (Stripe, Tabby, Tamara) keep their fee even when a payment is refunded, so it is deducted from your refund at cost, with no markup. Cash on delivery has no gateway fee. See our Return & Refund Policy.

💳 Credit & Debit Cards

Visa, Mastercard, American Express, Apple Pay and Google Pay. Processed securely via Stripe — a PCI DSS compliant payment gateway. We never see or store your full card number.

🛍️ Buy Now, Pay Later

• Tabby: split your purchase into 4 interest-free payments.
• Tamara: flexible interest-free installments.
• Available to UAE residents 18+ subject to provider approval at checkout. 0% interest, no hidden charges — the providers’ own terms apply.

💵 Cash on Delivery (COD)

Pay in cash (or by card on the courier’s machine where available) when your order arrives — anywhere in the UAE. No extra fee for cash on delivery.

⚠️ Not currently supported

PayPal and direct bank transfers are not accepted at the moment. If a third party asks you to pay for a totot order by bank transfer, it is a scam — report it to us.

🧾 Pricing & VAT

All prices on totot.ae are in AED and include 5% UAE VAT. The total you see at checkout — items + 10 AED shipping (free on orders of 300 AED or more) — is exactly what you pay. A tax invoice is issued with every order.

🔗 Related policies

Shipping Policy • Returns & Refunds • Terms of Use